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Buschbach Insurance Agency, Inc. Blog: coverage

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Should any of the items in your restaurant sustain damage, that might mean a loss to the business. However, which of your restaurant insurance policies applies to the damage might vary. Sometimes, you’ll file against your equipment breakdown coverage. In other cases, you’ll use your possessions or contents coverage. READ MORE >>

Most businesses carry commercial auto insurance to help them protect their financial interests from the effects of commercial vehicle accidents. However, simply having coverage does not free you from all financial responsibility. You will have policy deductibles and coverage limits to content with. READ MORE >>

In some places, parking lots are prime real estate. Many times, they actually offer a commercial incentive for interested parties who want to make money. If you decide to decide to open or buy a parking management business, you do have an opportunity for profit. READ MORE >>

As a consultant, you might think of yourself as an independent businessperson. You might not hire employees or maintain a large corporate operation. It might seem to you that you have very low liability risks. However, don't be so sure of yourself. You might have a small business, but you still might have significant liabilities. READ MORE >>

One of the most important assets in your restaurant is your food. You have to serve it to keep the business open. You have to serve it safely to keep customers happy. So, if the food goes bad, what can you do to protect yourself and others? There is insurance available, called food spoilage coverage. READ MORE >>

Running a restaurant requires a lot of hard work. To keep the doors open, you have to serve up a top-rate product. But, food service is an extremely risky business. You also have follow multiple health, sanitation and safety practices.  To keep your food safe, you must store and prepare it properly. READ MORE >>

The food service industry is very high-pressure at times. You have to meet high bars for customer satisfaction and restaurant security. That’s why you need good employees working for you. The better the workplace environment, the more likely you will be to retain talent. READ MORE >>

Businesses of all varieties should carry property insurance. This form of business insurance is absolutely essential. It covers damage and loss to company property that stems from a wide range of events. Examples of such events include fires, break-ins, vandalism and wind damage. READ MORE >>

As you plan to open a restaurant, your likely goal is to run a popular, profitable enterprise. Profitability means serving a great meal to loyal customers. However, this also means preventing damages or safety risks that might cause financial harm to your restaurant. READ MORE >>

Business owners must always think about the future of their organization. They must not only think, but plan for what the future holds including risks. However, some risks become harder to tackle. For example, your business may be subject to an economic decline or you may find your services becoming obsolete. READ MORE >>

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