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Buschbach Insurance Agency, Inc. Blog

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Going to work involves more than sitting at your desk. Other than moving around for business, you might need to visit the bathroom or break room, as anyone does. Though you might not work during these personal times, you are still at work. Often, therefore workers’ compensation might cover you. READ MORE >>

Almost every business uses computers to run operations. Still, whenever you do, you create a risk of harm. Such harm might include data loss, privacy breaches and an interruption to operations. Each of these might impact your ability to continue to work and make money. READ MORE >>

Every business has liability risks. These generally include slip and fall risks. If someone falls in your space, they might hold you responsible for the damage. Liability insurance claims might result. Depending on your business, certain fall risks might prove more prevalent. Restaurants are one of these operations. READ MORE >>

Businesses buy insurance, in essence, to protect themselves. However, one element of coverage is a bit more complicated. Liability insurance is, in many cases, money the business will never get its own hands on. Instead, that goes to other people. So, why do you need this coverage? READ MORE >>

All businesses need to carry commercial insurance. Coverage can help you clean up following accidents on the property. Still, how do you know you have the appropriate protection? At times, certain accidents might bring ramifications for which you don't have coverage. READ MORE >>

Businesses that own or use vehicles need commercial auto insurance. How much they need depends on multiple factors. Every business, every vehicle and every driver are unique. You’ll need to tailor your coverage very specifically. What are some of the things you must consider to complete that task? READ MORE >>

Business owners need insurance coverage, that’s a fact. Many enroll in a business owners policy (BOP), which comes with several types of protection. However, BOPs don’t contain all the coverage that business owners might need. What are some of the ways you can expand your coverage? READ MORE >>

Obviously, you can’t run a restaurant if you don’t have food. Furthermore, you cannot serve food that has spoiled. That’s against health and sanitation code. Still, you sometimes cannot prevent spoiled food, no matter how hard you try. As a result, your business owners policy (BOP) might be able to step in to help. READ MORE >>

Workers’ compensation is a type of business insurance protecting companies from injury and illness claims from employees. Many people understand how injuries at work apply to this coverage. However, employees who suffer from an illness due to working conditions may also qualify. READ MORE >>

Almost every business uses a computer network. Even if you simply use it for taking notes in your workshop, it’s going to contain important information. Indeed, most commercial computer networks contain more than company information. They also contain data, often personal, that pertains to your clients. READ MORE >>

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