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It takes a lot of finely tuned cogs to run a restaurant. Should one of those cogs break, the business could face problems. Think of the machinery you use in your restaurants every day. Stoves, refrigerators, ovens, grills, the list goes on. And this doesn’t include common building utilities like the HVAC and water systems. READ MORE >>

In August, we told you about ways your insurance can help you in case of a burn accident in your restaurant. The burn risks associated with this industry are high, given the nature of food service. A burn to a diner, employee or other party puts your business in the path of a major liability risk. READ MORE >>

A tired worker is a liability risk for a business. This individual may make mistakes on the job. He or she may suffer an injury or cause another person to suffer one. If behind the wheel of a vehicle, this can be very dangerous. When liability risks exist in a place of business employers, need to take steps to reduce them. READ MORE >>

If you are like other manufacturers, your company values employee safety. You follow OSHA regulations and best practices for safety in your industry. Actually, your manufacturing company goes further than the legal requirements for employee safety.  You and your safety team look for potential problems so that accidents cannot happen. READ MORE >>

If you’re a manufacturer, you want your products to come out without a hitch. This ensures that customers get exactly what they asked for, a functioning item. If your products malfunctions, it could cause significant cost losses, bodily injury or other damages to your clients. READ MORE >>

The construction industry has a higher level of risk for workers injuries than other organizations. The United State Department of Labor's OSHA office provides some clarity on these risks. In 2015, 21.4 percent of worker fatalities occurred within the construction industry. Most of these injuries come from falls. READ MORE >>

What type of business insurance does an event planner need? The job of an event planner is to plan and execute various social events. This includes weddings, birthday parties, corporate dinners and much more. There are various risks present in this type of business. READ MORE >>

Most people think restaurant fires originate in the kitchen, such as from a broken gas line or a left-on oven. This is often the case, but kitchen fires also can start from multiple other sources throughout the business. Therefore, it is the duty of the restaurant owner to make sure fire risks remain under control throughout the establishment. READ MORE >>

Whenever you enter a contract as the contractor, the contract owner expects you to complete a task on their behalf. If you cannot complete your work, this means that you may cause financial loss to the contract owner. The contract’s owner may require you to repay debts for unfinished work. READ MORE >>

It is clear that most restaurants rely on their food to maintain a profitable business. So, if something goes wrong with the food, the business might suffer. Damaged food may also lead to damaged customers. Poor food services could spread illness or injury to a restaurant’s customers. READ MORE >>

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