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Inland Marine insurance began in the 1700s. Back then, the insurance was for ocean voyages carrying cargo. Now, Inland Marine insurance has morphed into a common rider to business insurance. What Does Inland Marine Insurance Cover? Today, Inland Marine insurance protects businesses from many of the risks related to moving assets around the United States. READ MORE >>

A certificate of insurance matters a great deal in the business insurance industry. Sometimes referred to as proof of business insurance, this certificate is a snapshot of a company's current insurance policies. Customers, vendors and landlords commonly request to see a business' certificate of insurance. READ MORE >>

Restaurants rely on employees to serve food to the satisfaction of customers. Servers, cooks and cleanup are integral parts of the business. However, they often pose liability risks to the operation. Let’s say that an employee spills hot coffee on a patron, sending the person to the hospital with severe burns. READ MORE >>

With enough legwork, you can build a successful small business. But, success requires a lot of planning. Before establishing an insurance plan, you should be aware of the pitfalls. Consider the five biggest mistakes Illinois and Indiana small business owners make. We can help you avoid them before they’re too much to handle. READ MORE >>

Whenever someone prepares food, they interact with heat, flames and various fuels. Therefore, where there’s smoke, there’s fire. And fire could lead to burn risks. Both food service employees and their patrons face burn risks whenever they enter a restaurant. READ MORE >>

Cyber threats are increasingly targeting companies large and small. Retailers, service providers, and even restaurants in Aurora, Joliet and throughout Illinois and Indiana are at risk. Cyber threats occur when a thief gains access to your customer or employee's personal information. READ MORE >>

It is up to employers to make sure a workplace is safe from hazards. Of equal importance is making employee safety a company's priority. The size and scope of a business have great influence on the scope of a company’s safety plan. But, each company’s employee safety plan has several common features. READ MORE >>

Illinois truckers face many of the same risks as other drivers on the road. However, the nature of trucking often enhances and augments these risks. Truckers require special training to operate these extremely complex vehicles throughout Illinois' interstates and highways. READ MORE >>

Businesses of all varieties should carry property insurance. This form of business insurance is absolutely essential. It covers damage and loss to company property that stems from a wide range of events. Examples of such events include fires, break-ins, vandalism and wind damage. READ MORE >>

Businesses of all varieties should carry property insurance. This form of business insurance is absolutely essential. It covers damage and loss to company property that stems from a wide range of events. Examples of such events include fires, break-ins, vandalism and wind damage. READ MORE >>

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