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Home > Blog > Buschbach Insurance Agency, Inc. Blog Page 10
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Buschbach Insurance Agency, Inc. Blog Page 10

View the latest blog posts from Buschbach Insurance Agency, Inc..

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Monday, July 15, 2019

The Types of Coverage within a BOP’s Liability Insurance

Business Owners Policies, better known as BOPs, are a convenient way for small business owners to purchase multiple types of commercial insurance in one package. Usually, BOPs will contain liability coverage, which pertains to third party losses caused by the business. READ MORE >>

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Thursday, June 20, 2019

Equipment Breakdown vs. Contents Insurance for Restaurants

Should any of the items in your restaurant sustain damage, that might mean a loss to the business. However, which of your restaurant insurance policies applies to the damage might vary. Sometimes, you’ll file against your equipment breakdown coverage. In other cases, you’ll use your possessions or contents coverage. READ MORE >>

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Wednesday, June 5, 2019

Does General Liability Insurance Cover Personal Injury?

Your business's general liability insurance applies to a variety of harm that your mistakes might cause to other parties. When you examine this policy, you might see that it can insure bodily injuries, and many times, personal injuries. These are not the same types of insurance. READ MORE >>

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Tuesday, May 21, 2019

When Commercial Auto Policy Deductibles Will and Won’t Apply

Most businesses carry commercial auto insurance to help them protect their financial interests from the effects of commercial vehicle accidents. However, simply having coverage does not free you from all financial responsibility. You will have policy deductibles and coverage limits to content with. READ MORE >>

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Tuesday, May 14, 2019

Insurance Options for Parking Lot Businesses

In some places, parking lots are prime real estate. Many times, they actually offer a commercial incentive for interested parties who want to make money. If you decide to decide to open or buy a parking management business, you do have an opportunity for profit. READ MORE >>

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Wednesday, April 24, 2019

Why Cyber Theft Poses Identity Theft Risks

You don't want hackers or criminals to steal important data on your company's computers. If this occurs, it poses threats not only to the business, but also to your customers. These accidents might put clients at risk of identity theft. You might wonder why this is the case? READ MORE >>

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Wednesday, April 17, 2019

Do Consultants Need General Liability Insurance?

As a consultant, you might think of yourself as an independent businessperson. You might not hire employees or maintain a large corporate operation. It might seem to you that you have very low liability risks. However, don't be so sure of yourself. You might have a small business, but you still might have significant liabilities. READ MORE >>

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Thursday, April 11, 2019

Common Workers’ Comp Risks in Retail

If you own a retail business, you rely on your employees to keep the doors open. You also owe them the security of a safe working space. Should they sustain harm, you might owe them supplementary help. Often, you have to provide injured employees with workers' compensation. READ MORE >>

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Tuesday, April 2, 2019

Ask for Food Spoilage Coverage for Your Restaurant

One of the most important assets in your restaurant is your food. You have to serve it to keep the business open. You have to serve it safely to keep customers happy. So, if the food goes bad, what can you do to protect yourself and others? There is insurance available, called food spoilage coverage. READ MORE >>

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Tuesday, March 26, 2019

Does Liability Insurance Cover Bathroom Falls?

The bathroom in your store is likely one of the most-dangerous places for clients. One of its most-present risks is the chance of slip-and-fall accidents. If one occurs, then your business might bear responsibility for a client's losses. These losses, in turn, might become very costly. READ MORE >>

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Oak Lawn, IL 60453
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