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You never want to face a liability lawsuit because someone got hurt when visiting your restaurant. You might think you face the largest liability threat from problems with your food. However, don’t forget that other problems could beckon. Among the most prevalent is likely the risk of a slip and fall by a patron. READ MORE >>

Getting hurt on the job is something no one wants to face. And if that injury is a burn, then the pain, suffering and recovery costs might prove devastating. So, if you get burned at work, will your company's workers’ compensation cover you? On-the-job burns can happen to anyone, even those who least expect it. READ MORE >>

You buy commercial auto insurance to protect your business’s investment in a vehicle. Rather than letting your profits pay for losses, let your policy pay instead. Having coverage is a great way to minimize how much you pay for vehicle damage. Still, you might still face residual costs. READ MORE >>

You might not think of your restaurant as a target for thieves, as opposed to places like banks or stores. Think again. The convenience of restaurants often puts them at risk. How can you recover from such accidents? Will your insurance provide assistance? More importantly, how can you avoid theft in the first place? READ MORE >>

If you are a photographer, you’ll work closely with customers to create the pictures they want. Sometimes, you’ll take portraits. In other cases, you’ll photograph inanimate objects. Your clients will expect you to do your job correctly. READ MORE >>

If your business gets damaged, you’ll want to repair it. If you have a business owners policy, namely property insurance, you’ll probably have help. However, just because you have coverage, don’t expect your plan to pay 100 percent of the bill. You’ll probably have to pay a deductible before your plan kicks in. READ MORE >>

You expect commercial insurance to help pay for repairs related to business damage. The problem is, though, that many repairs take time. That’s a financial risk as well. What can you do during times of repairs or closure to keep the business on solid ground? READ MORE >>

The meat in your restaurant is a costly and sensitive commodity. If you don’t handle it correctly, you might not be able to serve it, and thus cost the business money. If you serve bad meat, you run the risk of harming customers, and that’s a liability risk itself. READ MORE >>

Going to work involves more than sitting at your desk. Other than moving around for business, you might need to visit the bathroom or break room, as anyone does. Though you might not work during these personal times, you are still at work. Often, therefore workers’ compensation might cover you. READ MORE >>

Almost every business uses computers to run operations. Still, whenever you do, you create a risk of harm. Such harm might include data loss, privacy breaches and an interruption to operations. Each of these might impact your ability to continue to work and make money. READ MORE >>

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