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If you own a retail business, you rely on your employees to keep the doors open. You also owe them the security of a safe working space. Should they sustain harm, you might owe them supplementary help. Often, you have to provide injured employees with workers' compensation. READ MORE >>

One of the most important assets in your restaurant is your food. You have to serve it to keep the business open. You have to serve it safely to keep customers happy. So, if the food goes bad, what can you do to protect yourself and others? There is insurance available, called food spoilage coverage. READ MORE >>

The bathroom in your store is likely one of the most-dangerous places for clients. One of its most-present risks is the chance of slip-and-fall accidents. If one occurs, then your business might bear responsibility for a client's losses. These losses, in turn, might become very costly. READ MORE >>

We are in the middle of tax season. To anyone, filing business taxes will probably seem like bit of a hassle. You don’t want to pay so much in taxes that you can’t make ends meet. So, if you pay honestly, you might face the advantage of certain tax deductions. READ MORE >>

While your restaurant might have general liability insurance, it won’t cover everything. That’s particularly true when it comes to liquor liabilities. Even so, clients that consume your alcohol pose a risk to themselves, others and the business. You will therefore benefit from enrolling in liquor liability insurance. READ MORE >>

Insuring your business is one of the most important protective measures you can take. Many small business owners rely on business owners policies (BOPs) as an easy way to get coverage. BOPs provide several of the most-necessary business coverage elements in one place. READ MORE >>

If you get hurt at work, you might need to file for workers’ compensation. Workers’ comp is insurance that the State of Illinois requires for most employers. It provides coverage that might help both you and your employer if you get hurt on the job. If you have to file a claim, you might wonder how to do so. READ MORE >>

Your business is often your primary source of income. Therefore, if you face an unplanned closure, you stand to lose out on a lot of money. Coupled with physical losses, the cost of closure might prove financially unsustainable. You might even run the risk of losing the business. READ MORE >>

This year is barely two months old. There’s still plenty to do, and a lot of opportunities within your business. Now is also a prime time to take a few extra safety steps to keep things secure. One of the tasks on your list should be a full review of your cyber security policies. READ MORE >>

Restaurants usually limit access to the back of the house. The kitchen, freezers and storage rooms likely contain a lot of potentially-harmful hazards. Only authorized staff should enter these areas. However, they will face risks of harm, too, even in seemingly-normal situations. What are some of these? READ MORE >>

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