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Buschbach Insurance Agency, Inc. Blog: insurance

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Most businesses use computers in some shape or form these days. Yours might be no exception. Even if you only use a tablet app to calculate and ring up customers purchases, you still will collect data if they swipe their credit cards. That’s why you have to treat electronic data as carefully as you would any other written information. READ MORE >>

Business Owners Policies, better known as BOPs, are a convenient way for small business owners to purchase multiple types of commercial insurance in one package. Usually, BOPs will contain liability coverage, which pertains to third party losses caused by the business. READ MORE >>

Should any of the items in your restaurant sustain damage, that might mean a loss to the business. However, which of your restaurant insurance policies applies to the damage might vary. Sometimes, you’ll file against your equipment breakdown coverage. In other cases, you’ll use your possessions or contents coverage. READ MORE >>

Your business's general liability insurance applies to a variety of harm that your mistakes might cause to other parties. When you examine this policy, you might see that it can insure bodily injuries, and many times, personal injuries. These are not the same types of insurance. READ MORE >>

Most businesses carry commercial auto insurance to help them protect their financial interests from the effects of commercial vehicle accidents. However, simply having coverage does not free you from all financial responsibility. You will have policy deductibles and coverage limits to content with. READ MORE >>

In some places, parking lots are prime real estate. Many times, they actually offer a commercial incentive for interested parties who want to make money. If you decide to decide to open or buy a parking management business, you do have an opportunity for profit. READ MORE >>

You don't want hackers or criminals to steal important data on your company's computers. If this occurs, it poses threats not only to the business, but also to your customers. These accidents might put clients at risk of identity theft. You might wonder why this is the case? READ MORE >>

As a consultant, you might think of yourself as an independent businessperson. You might not hire employees or maintain a large corporate operation. It might seem to you that you have very low liability risks. However, don't be so sure of yourself. You might have a small business, but you still might have significant liabilities. READ MORE >>

If you own a retail business, you rely on your employees to keep the doors open. You also owe them the security of a safe working space. Should they sustain harm, you might owe them supplementary help. Often, you have to provide injured employees with workers' compensation. READ MORE >>

One of the most important assets in your restaurant is your food. You have to serve it to keep the business open. You have to serve it safely to keep customers happy. So, if the food goes bad, what can you do to protect yourself and others? There is insurance available, called food spoilage coverage. READ MORE >>

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