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Buschbach Insurance Agency, Inc. Blog: business insurance

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Every business has liability risks. These generally include slip and fall risks. If someone falls in your space, they might hold you responsible for the damage. Liability insurance claims might result. Depending on your business, certain fall risks might prove more prevalent. Restaurants are one of these operations. READ MORE >>

Businesses buy insurance, in essence, to protect themselves. However, one element of coverage is a bit more complicated. Liability insurance is, in many cases, money the business will never get its own hands on. Instead, that goes to other people. So, why do you need this coverage? READ MORE >>

All businesses need to carry commercial insurance. Coverage can help you clean up following accidents on the property. Still, how do you know you have the appropriate protection? At times, certain accidents might bring ramifications for which you don't have coverage. READ MORE >>

Businesses that own or use vehicles need commercial auto insurance. How much they need depends on multiple factors. Every business, every vehicle and every driver are unique. You’ll need to tailor your coverage very specifically. What are some of the things you must consider to complete that task? READ MORE >>

Business owners need insurance coverage, that’s a fact. Many enroll in a business owners policy (BOP), which comes with several types of protection. However, BOPs don’t contain all the coverage that business owners might need. What are some of the ways you can expand your coverage? READ MORE >>

Workers’ compensation is a type of business insurance protecting companies from injury and illness claims from employees. Many people understand how injuries at work apply to this coverage. However, employees who suffer from an illness due to working conditions may also qualify. READ MORE >>

Almost every business uses a computer network. Even if you simply use it for taking notes in your workshop, it’s going to contain important information. Indeed, most commercial computer networks contain more than company information. They also contain data, often personal, that pertains to your clients. READ MORE >>

Many restaurants operate as small, sole-proprietor businesses. As a result, they need considerable insurance. However, affordability remains a critical point. Rather than buy several policies with various premiums and deductibles, you can often get many elements of coverage in one package. READ MORE >>

Business insurance provides protection for your business risks. This includes liability and asset protection. Most companies grow and change throughout the year. How does that effect your insurance coverage?  If your coverage does not change along with your business, you could suffer losses. READ MORE >>

As a real estate or financial brokerage firm, your company might use a vehicle for many of the day-to-day tasks you complete. You may have several employees. As a result, you may need to invest in several vehicles. How can you do that?  Having proper commercial auto insurance is important. READ MORE >>

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