Tuesday, November 10, 2020 Do Business Owners Policies Cover Lawsuits? A business owners policy (BOP) is a type of package policy that combines coverages for small businesses. There are a variety of coverages available under this type of policy that can be adjusted according to a business’ needs. READ MORE >>
Wednesday, October 28, 2020 Essential Ways to Expand Your General Liability Insurance Every business owner needs a quality commercial general liability (CGL) insurance policy to address their risk management needs. However, general liability insurance, while extensive, is still general. READ MORE >>
Wednesday, February 26, 2020Accidents happen all the time in restaurants. The floors are slippery from spilled drinks or food, and if not picked up in time, it could cause a bad injury. It’s crucial to take precautions when it comes to restaurant safety, but even those precautions aren’t always able to prevent an accident. READ MORE >>
Wednesday, February 26, 2020General liability is an important insurance that every business, large or small, needs for protection. This insurance provides compensation for bodily injury and property damage and can even help with legal expenses if a victim decides to sue the company for either of these incidents. READ MORE >>
Wednesday, June 5, 2019Your business's general liability insurance applies to a variety of harm that your mistakes might cause to other parties. When you examine this policy, you might see that it can insure bodily injuries, and many times, personal injuries. These are not the same types of insurance. READ MORE >>
Wednesday, April 17, 2019As a consultant, you might think of yourself as an independent businessperson. You might not hire employees or maintain a large corporate operation. It might seem to you that you have very low liability risks. However, don't be so sure of yourself. You might have a small business, but you still might have significant liabilities. READ MORE >>
Tuesday, March 26, 2019The bathroom in your store is likely one of the most-dangerous places for clients. One of its most-present risks is the chance of slip-and-fall accidents. If one occurs, then your business might bear responsibility for a client's losses. These losses, in turn, might become very costly. READ MORE >>
Thursday, March 14, 2019While your restaurant might have general liability insurance, it won’t cover everything. That’s particularly true when it comes to liquor liabilities. Even so, clients that consume your alcohol pose a risk to themselves, others and the business. You will therefore benefit from enrolling in liquor liability insurance. READ MORE >>
Monday, January 21, 2019Running a store requires a lot of management. You have to make sales, re-stock and keep on top of industry trends. However, you also must keep customers coming in to shop. That means creating a safe environment for them to patronize. Multiple injury and safety risks exist in retail outlets. READ MORE >>
Tuesday, November 13, 2018If you are a photographer, you’ll work closely with customers to create the pictures they want. Sometimes, you’ll take portraits. In other cases, you’ll photograph inanimate objects. Your clients will expect you to do your job correctly. READ MORE >>
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