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Buschbach Insurance Agency, Inc. Blog: general liability insurance

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As a consultant, you might think of yourself as an independent businessperson. You might not hire employees or maintain a large corporate operation. It might seem to you that you have very low liability risks. However, don't be so sure of yourself. You might have a small business, but you still might have significant liabilities. READ MORE >>

The bathroom in your store is likely one of the most-dangerous places for clients. One of its most-present risks is the chance of slip-and-fall accidents. If one occurs, then your business might bear responsibility for a client's losses. These losses, in turn, might become very costly. READ MORE >>

While your restaurant might have general liability insurance, it won’t cover everything. That’s particularly true when it comes to liquor liabilities. Even so, clients that consume your alcohol pose a risk to themselves, others and the business. You will therefore benefit from enrolling in liquor liability insurance. READ MORE >>

Running a store requires a lot of management. You have to make sales, re-stock and keep on top of industry trends. However, you also must keep customers coming in to shop. That means creating a safe environment for them to patronize. Multiple injury and safety risks exist in retail outlets. READ MORE >>

If you are a photographer, you’ll work closely with customers to create the pictures they want. Sometimes, you’ll take portraits. In other cases, you’ll photograph inanimate objects. Your clients will expect you to do your job correctly. READ MORE >>

Businesses buy insurance, in essence, to protect themselves. However, one element of coverage is a bit more complicated. Liability insurance is, in many cases, money the business will never get its own hands on. Instead, that goes to other people. So, why do you need this coverage? READ MORE >>

It is an exciting time to be a business owner. As a contractor, you may notice your business growing. You have new clients and projects. Yet, all of this good comes with increased risks.  As a company, it is important to reflect on the amount of commercial coverage you have. Do you have enough? READ MORE >>

Businesses need to protect themselves with insurance. Among your coverage should be general liability insurance.  Liability coverage comes in many shapes and sizes. You should work with your agent to set up a policy that targets your budget, specifically. Still, even so, the policy will still come with various costs. READ MORE >>

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