Thursday, March 14, 2019While your restaurant might have general liability insurance, it won’t cover everything. That’s particularly true when it comes to liquor liabilities. Even so, clients that consume your alcohol pose a risk to themselves, others and the business. You will therefore benefit from enrolling in liquor liability insurance. READ MORE >>
Wednesday, March 6, 2019 Insuring your business is one of the most important protective measures you can take. Many small business owners rely on business owners policies (BOPs) as an easy way to get coverage. BOPs provide several of the most-necessary business coverage elements in one place. READ MORE >>
Wednesday, February 27, 2019If you get hurt at work, you might need to file for workers’ compensation. Workers’ comp is insurance that the State of Illinois requires for most employers. It provides coverage that might help both you and your employer if you get hurt on the job. If you have to file a claim, you might wonder how to do so. READ MORE >>
Wednesday, February 20, 2019Your business is often your primary source of income. Therefore, if you face an unplanned closure, you stand to lose out on a lot of money. Coupled with physical losses, the cost of closure might prove financially unsustainable. You might even run the risk of losing the business. READ MORE >>
Wednesday, February 13, 2019This year is barely two months old. There’s still plenty to do, and a lot of opportunities within your business. Now is also a prime time to take a few extra safety steps to keep things secure. One of the tasks on your list should be a full review of your cyber security policies. READ MORE >>
Wednesday, February 6, 2019Restaurants usually limit access to the back of the house. The kitchen, freezers and storage rooms likely contain a lot of potentially-harmful hazards. Only authorized staff should enter these areas. However, they will face risks of harm, too, even in seemingly-normal situations. What are some of these? READ MORE >>
Monday, January 28, 2019Maybe you own a food delivery business. Or, you have a courier who delivers legal documents between your practice and the courts. In these cases, drivers usually function as your employees. They will often need commercial auto insurance for their vehicles, as a result. However, they will also need oversight. READ MORE >>
Monday, January 21, 2019Running a store requires a lot of management. You have to make sales, re-stock and keep on top of industry trends. However, you also must keep customers coming in to shop. That means creating a safe environment for them to patronize. Multiple injury and safety risks exist in retail outlets. READ MORE >>
Monday, January 14, 2019Most dining establishments serve alcoholic beverages in some shape or form. Some might only offer wine and beer. However, others offer specialty cocktails and unique services which involve high-grade, expensive liquors. Still, regardless of the monetary value of your liquor itself, you have to protect it. READ MORE >>
Monday, January 7, 2019This winter might bring snow and ice storms to our area. When spring arrives, threats like severe thunderstorms, hail and even tornadoes might beckon. Seasonal threats create a significant risk of property damage. If this happens to your business, the repair costs might mount. READ MORE >>
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