WEDNESDAY, JANUARY 6, 2016
Many homeowners don't think about what could happen if they are faced with a significant power interruption until it is upon them. Yet, you may be able to have the power support you need if you install a home generator. These systems are not the most efficient way to run your home, but if you don't have electricity, they can help you in numerous ways. Depending on your needs, they can help ensure your refrigerator is running, keep the lights on, supply oxygen if you have an at-home system and even protect your home from theft by keeping your security system running.
Tips For Installing A Generator
A generator could be exactly what you need in the event of a storm or other incident that results in a power outage. Here are some tips for choosing and installing a generator.
The first step is to select the right generator for your home. Choose one that is affordable and as efficient as possible (these are the biggest factors in selecting one). Keep in mind that you'll need to choose a generator designed for the amount of power you want to have on hand.
Next, get the generator professionally installed. You'll need to install an electrical sub-panel with a transfer switch to ensure that the generator gets enough support to keep your home operational. It's best to turn to a professional to handle this electrical work. If a fire were to occur due to faulty wiring from the electrical components, your home insurance likely wouldn't cover the loss if you didn't have a professional do the installation work.
If you are using an outside generator, be sure to keep it ventilated properly whenever it is in use. You'll find these systems are often safer to operate.
What To Do In An Emergency
If you have a generator in place and the power goes off, ensure the generator activates. If you do suffer damages or losses (such as those from a tree falling or food spoiling in your fridge), your home insurance may cover it. However, with a generator, you should be able to avoid some of these potential losses.
Make sure your home is protected. Call Buschbach Insurance Agency at (708) 423-2350 for more information on Chicago IL Homeowners Insurance.
Is there a certain type of generator you feel works best? Let us know in the comments.
Posted 10:00 AM
Tags: home insurance, homeowners insurance, home generator, power outage, emergency, power, electricity, chicago, illinois, insurance, chicago il insurance, buschbach insurance
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