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Home > Blog > How to Reduce Your Home Business’ Cyber Liability Exposure
TUESDAY, MARCH 17, 2015

How to Reduce Your Home Business’ Cyber Liability Exposure

typing on computerMillions of Americans run small businesses in the comfort of their own homes. However, business needs are different than personal needs, especially when it comes to digital security. While losing precious family photos to a computer virus is devastating, losing customers’ personal information to a hacker creates a big liability risk that can cost your business big bucks.

A big factor in digital security is the router you use to connect to the internet. Many models made for person use (even from leading manufacturers) have vulnerabilities that could potentially allow hackers to remotely access the device. Even so, many home business owners unknowingly buy these models, thinking that if they’re good enough for home, they’re good enough for a home business.

But once a hacker has access to your router, he or she can install malware, bypass firewalls, make configuration changes or—worst of all—steal valuable data. If sensitive information divulging details about your customers’ personal lives is leaked, it becomes your responsibility to:
  • Notify customers of the data breach

  • Pay for credit-monitoring services to protect their identities

  • Beef up your digital security

  • Repair your business’ marred reputation
To prevent these expenses from adding up, it’s best to take action now. One of the smartest moves you can make is to invest in a commercial-grade router for improved security. These models have more advanced firewalls, along with additional security features. While pricier than personal models, a commercial router doesn’t cost nearly as much as a data breach.

You should also consider additional security measures, such as:
  • Password protection

  • Backing up data to a cloud server

  • Logging off your work computer when not in use

  • Purchasing cyber liability insurance to offset the expenses associated with a data breach
We’ve got you covered. Call Buschbach Insurance Agency at (708) 423-2350 for more information on Oak Lawn business insurance.
Posted 4:54 PM

Tags: insurance, business insurance, oak lawn, illinois, tips, security
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