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Home > Blog > Manufacturing Insurance For Computer Manufacturers
WEDNESDAY, APRIL 20, 2016

Manufacturing Insurance For Computer Manufacturers

Computer MonitorWhether you make computers or cutting edge components for them, having the right type and amount of manufacturing insurance is essential. Today's small and medium business owner is capable of accessing some of the latest technology to implement into the manufacturing process, but the process itself requires some level of protection. Oftentimes, you have a great deal of money and time invested in your business. You may have a large inventory of highly valuable components. Can you afford for an accident to occur and leave you with nothing?

How Can Manufacturing Insurance Help You?


Manufacturing insurance should be tailored to meet the very specific needs of your business. That often means creating a policy that addresses the risks your company faces. This will vary, but there are numerous levels of protection to keep in mind.
  • Property Insurance: Protect your assets from theft, vandalism and fires. This may include buildings, but most commonly includes equipment, inventory and other hard assets your business owns. These are often the highest valued items.
  • Workers Compensation: If you have employees, you need to protect your company from the risk that those employees could be hurt on the job. Workers compensation insurance helps to minimize claims against your business for employee-related injury or illness.
  • Liability Insurance: Specifically necessary in the manufacturing industry is the need for liability insurance such as product liability coverage. It works to minimize risks associated with personal injury or property damage made against your business from others. This may include your customers or clients.
A Business owner's policy, or BOP, can often provide comprehensive coverage for most companies in the manufacturing industry. Nevertheless, you also need to have protection that extends beyond this to include risks associated with poor equipment or bad components. Finally, professional liability insurance is useful if you are providing consultations or advice to clients.

It's best to work closely with your insurance provider to customize a manufacturing insurance policy that addresses your needs. Having it in place should give you peace of mind, because you'll know there are fewer risks associated with running your company. Without it, a single lawsuit or fire could lead to significant loss, or even the shuttering of your company's doors.

Is your company covered? Call Buschbach Insurance Agency at (708) 423-2350 for more information on Chicago IL manufacturing insurance.
Posted 10:00 AM

Tags: manufacturing insurance, computer manufacturers, computers, business insurance, coverage, property, liability,
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