Are you struggling with the increasing cost of commercial auto insurance? It can happen for many reasons. The overall cost of this coverage is increasing across the board. image of heavy driver in truck in illinois

However, many business owners are finding ways to reduce their costs. And, as a result, they are benefiting from a better bottom line. If you have a handful of drivers on the road often, it is important to look for ways to reduce your costs. Several options can help you to do this. Your business insurance agent can help you.

Improve Driver Training Even with Experienced Professionals

Consider having your drivers take a training course. Even if they have experience, this can help improve their skill. They can also learn defensive driving methods to reduce the chance they will be in an accident.

Your insurance agent probably wants to know about this. It may help to reduce your overall costs. Additionally, it may help minimize accidents that increase your rates.

Vet Your Illinois Drivers

Before onboarding any new driver, get to know who they are and what type of experience they have. This is important for long-haul or heavy drivers. Those on the road the most should be the safest drivers you have. Few accidents on their record are a good indication of this. Drivers with moving violations are a higher risk. Also, consider drivers who practice good driving habits. Do you see them make mistakes? Don’t let this slide.

Use Technology to Help You

GPS tracking systems provide invaluable information to company owners. They tell you if your driver is driving too much at one time. Are they taking required breaks? Are they spending too many hours behind the wheel without days off? This information is critical for those who are on the road for long hours. Distracted driving is very common. Drivers on the road for long periods are also at risk of accidents due to fatigue. Avoid this, and you lower your overall costs.

Commercial auto insurance should match how you use your vehicle. If you operate vehicles inefficiently or with inexperienced drivers, you are at a higher risk of accidents. Accidents and moving violations are the most common reasons businesses pay higher insurance rates. Work with your business insurance agent at 708.423.2350 to learn more about the risks. What steps can you take to minimize these risks? With the right tools, you can keep your costs down and your drivers safe.

More Information: 3 Indications You Need Commercial Auto Insurance and Different Coverage Options for Trucking Insurance

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