Moving is a busy time in your life. There are countless things you have to do to ensure everything goes well. You may realize that you need to have proper home or renters insurance in place. You may need to contact your auto insurance provider to transfer your policy to your new location.
There are boxes to worry about and utilities to transfer, too. However, during this process, you do not want to lose focus on keeping your car insurance up to date.
Why You Should Not Just Transfer It
Your auto insurance agent may need to simply change the address on your auto insurance plan. If your policy is already active, there are usually not a lot of changes that will have to happen right away. However, you will need to ensure your new policy still fits all your needs. Also, make sure it still represents the risks that you face.
One area to consider is the mileage. Perhaps at your old address you knew you would only drive a handful of miles each day to get to and from work or school. Is your new location going to increase your commute? If so, that mileage estimate you provided to the car insurance provider is no longer accurate. You could face limitations on any claims as a result of not providing the agency with accurate information.
What Else to Look For
Additionally, talk to your insurance agent about other changes you may need. If you are buying a home, for example, you may benefit from a combined auto and home policy. You may also need to consider new coverage types if you are living in a high-risk area.
Work closely with your auto insurance provider to ensure your new location does not require changes to your existing car insurance plan. Most of the time, simple changes occur. You may see your premium amount change, though, once your policy expires. That may mean it is time to look for a new policy that is a better option for your new location.
Have you recently moved? Do you have questions about adjusting your auto insurance policy? Call Buschbach Insurance today at (708) 423-2350.