image of employee filing a claimMany business owners worry about harassment claims from employees. With a significant change in the business world and more focus on this type of claim in the media, there is a relevant concern present. Most companies do not allow this type of culture in their operations. Most employers take every step possible to reduce such risks.

Yet, with more insight and focus on the topic now than in the past, it pays to take a closer look at your businesses policies. Many types of business insurance and liability insurance provide protection against these actions. Nevertheless, prevention is best.

Establish Clear Guidelines and Educate Employees

A good place to start is with creating a solid employee handbook. Your employment attorney should provide guidance here. Within company policies, outline what harassment is. Outline very specifically what is not a type of action allowed at your business. Be sure they fall under what's allowable under your state laws. And, be sure to educate your employees about your policy. Existing employees and new ones should sign and agree to abide by the rules within the handbook.

Set the Standards and Keep it Consistent

No matter what your standards are, keep them standard across all levels of employees. This includes management. It is important to ensure no one does anything that could make another person feel at risk or exposed. Most importantly, once you establish these risks, abide by the consequences. If making a gesture or touching an employee is grounds for termination, fire the employee that does it.

Educate Employees on What's Not Allowed

Ongoing education in the work environment is important. Bring in speakers. Open forums for discussion. And, encourage your employees to come to you or any level of management necessary to report concerns. Keeping this type of open policy that encourages reporting is important. It ensures everyone knows what is not acceptable and every person knows they have the right to take action against it.

Your business insurance may offer liability insurance to cover such claims. If not, speak to your agent today at 708.423.2350. We can help you determine how best to insure your business against these types of claims. Discuss the risks. Talk about harassment prevention programs in your local area that can help. Never sweep the topic under the rug. Make sure it is an open topic in your organization. And, be sure you remain consistent once you do establish policies against it.

Also Read: How Can Business Insurance Mitigate Risk?

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