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Buschbach Insurance Agency, Inc. Blog: business insurance

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As a small business owner, you may already be familiar with a business owner’s policy, commonly known as a BOP. If you’re not, it’s essentially a bundle of the most common business insurance coverages conveniently packaged into one policy with one premium to pay. READ MORE >>

Millions of Americans run small businesses in the comfort of their own homes. However, business needs are different than personal needs, especially when it comes to digital security. While losing precious family photos to a computer virus is devastating, losing customers’ personal information to a hacker creates a big liability risk that can cost your business big bucks. READ MORE >>

Owning and managing a retail store is no easy feat. There are many intricacies that make daily operations possible. And just like any other type of business, there are threats and risks that can shake a retailer's financial ground — namely, theft (from both customers and employees). READ MORE >>

While all businesses can benefit from basic business insurance policies, manufacturers (printers, food refineries, meat packing plants, electronics manufacturers, publishers and more) often face more specific risks. To prevent financial loss, there’s a wide array of specialized coverages that manufacturers may wish to consider. READ MORE >>

Being that restaurants serve food (and often alcohol) in an environment that must be clean and safe for patrons, they have more unique coverage needs than your standard office-type workplace. Some of the most basic coverages are required of all workplaces, such as: READ MORE >>

In today’s litigious society, it’s not uncommon for employees to file discrimination lawsuits against your business. Perhaps an employee felt as though she didn’t get that big promotion because she was pregnant while the decision was made, or perhaps an employee felt like he was being excluded from projects because of his ethnicity. READ MORE >>

It takes a huge financial investment to keep your construction company up and running. You need a business office and expensive equipment to get the job done. You must transport your crew and equipment to whatever city or state your customer chooses to build. READ MORE >>

Tablets, smartphones and other mobile devices have made it easier for people to work wherever they are, whether snowed in at home or on a business trip. But with the growing popularity of mobile technology comes the need to ensure the security of your business’ data. READ MORE >>

As a restaurant owner, you have been proactive in insuring the business’ property and your employees. But have you insured your business against your customers? Notice, we didn't say "insured your customers," but "insured against your customers." Why would you do this and how does insurance and customers relate? READ MORE >>

For anyone familiar with Lifetime's Dance Moms, Abby Lee Miller is probably a household name. In the past, her fame was at least partially due to her teaching tactics, but now there is a new reason for her notoriety. Abby Lee Miller is being sued by one of her students. READ MORE >>

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