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Buschbach Insurance Agency, Inc. Blog: liability

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Most people like to have a drink when out to dinner now and then. However, the vast majority of us know the risks associated with alcohol consumption. The problem is, when someone drinks, their ability to make responsible choices lessens. For restaurant owners this might  spell a problem. READ MORE >>

As a business owner, protecting your investment is your responsibility. A lot of small business owners worry about theft, fire risks and property damage.  While these may be common claims, business owners should also worry more about product liability, customer injury and reputational damage. READ MORE >>

One important item in building and running a business is business insurance. The type of insurance you buy and the issues it covers run the gamut of issues. Coverage might protect minor slip and fall accidents to answering a libel charge for a derogatory statement your company published. READ MORE >>

Business insurance provides financial protection to help a company cover claims of negligence. It is not uncommon for a business to make a mistake. Having proper coverage minimizes the financial loss your company might suffer. It is an important investment. Every business needs to take care when marketing its services. READ MORE >>

The construction industry has a higher level of risk for workers injuries than other organizations. The United State Department of Labor's OSHA office provides some clarity on these risks. In 2015, 21.4 percent of worker fatalities occurred within the construction industry. Most of these injuries come from falls. READ MORE >>

Cyber threats are increasingly targeting companies large and small. Retailers, service providers, and even restaurants in Aurora, Joliet and throughout Illinois and Indiana are at risk. Cyber threats occur when a thief gains access to your customer or employee's personal information. READ MORE >>

More than ever before, businesses need cyber security. Cyberattacks are more frequent than in the past. Hackers are attacking individuals, businesses, and government entities. It seems no one is untouchable when it comes to hacking. You always face a chance of a cyberattack. READ MORE >>

Regardless of what state you live in, it's likely that you are required to have at least the minimum coverage for car insurance. If you ever get into an accident and only have minimum coverage, you will quickly determine that minimum coverage isn't always enough to take care of liabilities resulting from an accident. READ MORE >>

Whether you own a small shop where you sell your handmade goods or a large store, you need retail insurance. This type of insurance helps to minimize financial risks associated with operating and maintaining your business. Retail insurance is simply a term to describe the overall package of business insurance products ideally suited to this industry. READ MORE >>

Whether you make computers or cutting edge components for them, having the right type and amount of manufacturing insurance is essential. Today's small and medium business owner is capable of accessing some of the latest technology to implement into the manufacturing process, but the process itself requires some level of protection. READ MORE >>

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