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Home > Blog > Buschbach Insurance Agency, Inc. Blog Page 11
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Buschbach Insurance Agency, Inc. Blog Page 11

View the latest blog posts from Buschbach Insurance Agency, Inc..

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Monday, May 31, 2021

What Type of Liability Insurance Do I Need for a BOP?

Business owners policies are designed to protect your business by combining a variety of coverages, including liability insurance. Liability insurance concerns claims filed against your business that could result in an expensive lawsuit.  A business owners policy (BOP) automatically includes general liability. READ MORE >>

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Wednesday, May 19, 2021

Safety Practices for Your Delivery Drivers

Many businesses employ delivery drivers. In today’s world, food, package and hardware material delivery are ever-present.  Your business may not focus on solely on delivery. Nevertheless, you may still hire professional drivers to deliver business items or products.   READ MORE >>

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Thursday, April 29, 2021

Liability Risks That Might Threaten Your Restaurant

Once you open a restaurant, you have a huge responsibility to meet client expectations, not to mention meeting basic quality control, risk management and regulatory compliance standards. After all, the food service business is highly personal, and can be very dangerous for both professionals and consumers. READ MORE >>

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Tuesday, April 27, 2021

Do Offsite injuries Qualify for Workers’ Comp?

Doing your job doesn’t mean you have to sit behind a desk all day. You might have to travel offsite in order to do business, or you might even work outside your office in your regular course of duties. Still, wherever you go, there’s a chance that you could get hurt while you’re just trying to do what is expected of you. READ MORE >>

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Wednesday, March 31, 2021

Why You Should Add Cyber Liability to Your Business Insurance Policy

In a world ever transforming by technology, more companies are turning to online and electronically stored data when it comes to operation. Remaining with just a pen and paper won’t cut it if you are trying to make waves in your industry, or even if you’re running a brick and mortar store. READ MORE >>

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Wednesday, March 24, 2021

Does a BOP Cover Theft?

Theft can shake up a business in many ways from financial hurt to reputational damage. While it is important to implement safety procedures and anti-theft systems where it matters, not all theft can be prevented or predicted. In some cases, it may even be one of your own employees who decides to steal from the company. READ MORE >>

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Friday, February 26, 2021

When Should I File a General Liability Claim?

General liability is one of the biggest sources of lawsuits for businesses across industries and sizes. This refers to common accidents involving non-professional negligence, such as a guest slipping on the floor of your restaurant. READ MORE >>

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Friday, January 29, 2021

What Covers an Employee After a Commercial Auto Accident: Commercial Auto or Workers Compensation

Both commercial auto insurance policies and workers compensation offers some form of medical payments in case of injury. Commercial auto insurance covers drivers and their passengers in case of an accident, no matter who is at fault, while workers compensation insurance covers almost any employee injury that occurs in the course of their workday. READ MORE >>

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Tuesday, January 12, 2021

Is a Business Owners Policy Legally Required?

Is a Business Owners Policy Legally Required?  When researching insurance for your small business, you may come across what is known as a business owners policy, or BOP. There is often confusion surrounding this type of policy since it operates differently than individual insurance coverages. READ MORE >>

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Sunday, December 27, 2020

Can You Be Fired While Out on Workers Compensation?

Can You Be Fired While Out on Workers Compensation?    There are two main things no employee wants to have happen in concerns to their work: getting hurt or getting fired. Unfortunately, workplace injuries are prevalent across several industries even in environments that are tailored for safety. READ MORE >>

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Oak Lawn, IL 60453
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