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Buschbach Insurance Agency, Inc. Blog

View the latest blog posts from Buschbach Insurance Agency, Inc..

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Thursday, March 12, 2026

It Pays to Understand Your Homeowners Insurance Premium

Have you ever wondered how homeowners insurance premiums are calculated? Many people don't really think much about it. They may assume it is what it is, and that coverage will be there when they need it. It is a good idea, however, to understand the factors that go into calculating the price of insurance premiums. READ MORE >>

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Wednesday, March 11, 2026

Why E-Commerce Store Owners Need Cyber Liability Insurance

Many people today shop online because of the convenience, and e-commerce store owners are profiting nicely because of this. However, many of these entrepreneurs haven't bothered to get insurance because they haven't thought through the liability risks they are facing. READ MORE >>

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Friday, March 6, 2026

Mistakes to Avoid When Applying for Auto Insurance

An error on your auto insurance application can lead to costly consequences. Providing inaccurate information on your application can lead to increased premiums, policy cancellations or limited financial assistance in the event of an accident. READ MORE >>

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Wednesday, March 4, 2026

Equipment Breakdown Coverage for Your Restaurant

Running a restaurant requires a lot of hard work. To keep the doors open, you have to serve up a top-rate product. But, food service is an extremely risky business. You also have follow multiple health, sanitation and safety practices. To keep your food safe, you must store and prepare it properly. READ MORE >>

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Friday, February 13, 2026

Having General Liability Insurance Helps Demonstrate Your Responsibility

Having general liability insurance helps demonstrate your company is responsible and dedicated. When it comes to choosing who to do business with, your clients may require it. It is always a good idea to choose a policy that accurately reflects risks. Having too much does not help. READ MORE >>

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Monday, February 9, 2026

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>

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Monday, January 12, 2026

How to Reduce Workers’ Comp Claims by Improving Ergonomics

Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>

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Friday, January 9, 2026

Explaining Cyber Security Coverage to Your Clients

If you work in data insurance, you know that this is a fluid environment. The world of cybersecurity is constantly changing. As technology changes, the threats to cybersecurity also change. Each day, a new cyber threat emerges. The cybersecurity industry always has to adapt to the risk of new cybersecurity threats. READ MORE >>

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Monday, December 15, 2025

Do You Have To Renew Renters Insurance?

Renters insurance is designed to protect your belongings in the event of an accident or environmental disaster. As with most insurance policies, renters insurance generally has a renewal time. Typically, renters insurance automatically renews after a year. Otherwise, an insurance agent will contact you to renew the policy. READ MORE >>

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Wednesday, December 10, 2025

Common Mistakes When Buying Business Insurance

You might buy auto insurance a dozen times throughout your life. But business insurance? Most of us will only have to go through that process maybe once or twice, if ever. So, don't be embarrassed by your beginner's mistakes. We're all beginners. Here are some of the most common errors made by business insurance buyers: READ MORE >>

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Physical address: 5615 W 95th St
Oak Lawn, IL 60453
Main Phone: 708.423. 2350
Email: sales@buschbach.com

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